Welcome to the U.S. District Court for the Western District of Oklahoma[LIVE] Western District of Oklahoma[LIVE] - Document Filing System. 13Marchkaracto.xyz Texas Western Bankruptcy Court Notice: New PACER Website Launched June 28, The Court is pleased to announce PACER’s newly redesigned, informational . · This is just and overview and there is a detailed list of the Oklahoma Bankruptcy Exemptions.. Oklahoma Bankruptcy Courts. If you need more information about the Oklahoma Federal Bankruptcy Courts you can click on the link for your district.. Oklahoma Western karacto.xyz
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The court even offers community outreach programs to explain the bankruptcy process to the general public. Updated March The "Debtor Home Page" link on the home page leads to a menu of filing information for non-lawyers. Forms are fillable. All in all, this court does a good job of providing information to non-lawyers. Revised March 3, Brand new site overhaul has transformed this court's website from one of the worst to one of the best. Essential information is clearly labeled and easy to find from the home page.
The "Filing without an attorney" link is the place to start if you're going it alone. What an improvement! Reviewed March 3, Updated March 3, Much improved since last review. Now offers a guide to persons filing without an attorney, featured prominently on the front page. Although it features many shrill warnings, it does an admirable job of spelling out the deadlines and procedural requirements for a successful filing.
Reviewed May, Straightforward navigation. Clear links, Filing Without at Attorney home page is a good one-stop resource for filing information. One of the best in the nation. May Still excellent. March One of the best courts in the nation for helping people filing without an attorney. A huge improvement since our last review. Still good. Lots of warnings about filing without a lawyer, but also lots of good, helpful information about how to avoid screwing up. Reviewed May Features a new section for "non attorney filers" that collects all relevant information into a single menu.
The filing requirements section offers a helpful list of checklists. Even includes instructions for each of the official forms, which the federal courts main site no longer provides.
Be sure to check out "top ten filing mistakes". May Still great. Despite lots of warnings saying they can't help non-attorneys, they do, in fact provide a reasonably helpful menu of links to self-filers, and even say so in English. They do offer a fillable means test form. Still very good. This court went from a grade of F to a grade of A- in this most recent review May Many improvements have been made, to the point where this court does a good job presenting needed information efficiently and clearly.
The info is not all that in depth, but the links are well organized. A model for other bankruptcy courts around the nation. You can easily find what they have to offer. Click the "Debtor Help" tab on the main menu to get started.
May They get credit for having a page geared to non-attorneys and making the link to the info fairly prominent. The home page is messed up as of this review. Click the link called "General Information" to get a better starting point.
Nice improvements move its grade from a B to a A and a spot in the hall of fame. Offers a dedicated menu to help non-attorneys. Filing requirements are spelled out clearly. May Update. Home page does a good job of steering consumers in the right direction to the information they need. Worthy of a "hall of fame" designation for overall quality.
Good revisions to this court recently include a guide specifically designed for debtors filing without an attorney. Update: New Jersey has embarked on a cutting edge experiment in pro se filing. They now allow debtors to file electronically, without an attorney. Great idea. Will be interesting to see if this idea spreads.
Could be a model for other courts. One caveat. Their link to the federal exemption statutes fails to mention that the statutory amounts are indexed for inflation and are now higher than what appears in the statute. One of the most debtor-friendly sites in the US bankruptcy court system. Home page links in plain English direct non-attorneys to important and helpful information. Still excellent. This court now offers procedural guidance to non-attorneys.
Also offers live chat to guide you to helpful resources. One of the only courts to offer that. Their pro se page offers links to helpful manuals from the local legal aid society.
You can tell that a lot of thought and effort has gone into helping self-represented debtors. Well done. Information for non-attorneys is easy to find, and quite exetensive. Some branches of the court even have a "Pro Se Law Clerk" specifically assigned to help people who are filing without an attorney. Court does an excellent job of organizing info and making it easy to find. Much better than most bankruptcy courts in the county. One of the first courts to offer information to non-lawyers.
The "Pro Se Debtor Info" links from the home page go directly to a menu that links to information for non-attorneys on how to file, including forms and instructions about procedure.
Forms page is clear and helpful. Reviewed, March 3, Not much here, at first glance. Go to the Site Map to find anything. Decent page for filing without an attorney, once you find it. May Update: Navigation has gotten better as there is now a direct link from home page for folks filling without an attorney. Information is well organized and clear. New interface is a bit too clever by half.
Important info is buried in the menu called "Court" Click the "No Attorney" link. Once you get past that, it's pretty good. Pop up menus work very slowly and may not work on all browsers. On some browsers you may not even see the menus at all! Has a dedicated pro se counter. May Update: Court should make website work with all browsers.
Important information is missed if the home page menus don't work right. But downloadble PDF guides are good, but were written in Vastly improved organziation since last review when this court got a faling grade for organization. Now it's a model. Perhaps they were listening. Once you find the information, it's actually quite good. Many of the FAQs are quite good. Makes too much use of pop up menus, can be difficult to navigate, but the info is there.
Still true. Menus are a bit unwieldy but the info is good once you get there. Now features a special menu just for those filing without an attorney. Offers clearly organized guidance as to what to do when.
Offers non-attorneys a handy complete downloadable packet of all required forms, all in fillable PDF format, but little in the way of instructions. In the "Filing Resources" section of the site, they have a special page for non-attorneys, with links to relevant info. Also has an innovative online help desk as an alterative way of getting information. Still a good site. Hasn't changed much in three years.
The website is quite well organized and important information is easily accessible, and now features a "Filing Without an Attorney? One of the best in the nation in terms of offering checklists, etc. May A few links and link names updated in since last review. Earlier review still stands. Really wacky web design and use of color. The home page link to "Unrepresented Debtor Information" takes you to a page that links to relevant pages of the website. The Forms button has a pop up link to a special list of forms just for those who are fililing without an attorney.
May Still true, March Nice clean site design. Information for debtors without an attorney are easily found on the home page. May Still true as of March Still sets the standard for user-freindly bankruptcy court websites.
The source of some first class, well written, crystal clear information for non-lawyers filing for bankruptcy. A model for the rest of the courts in the nation to follow. Provides links to fillable PDF forms. You can keep your exempt property and anything you obtain after the bankruptcy is filed. However, if you receive an inheritance, a property settlement, or life insurance benefits within days after your bankruptcy, that money or property may have to be paid to your creditors if the property or money is not exempt.
You can also keep any property covered by Oklahoma bankruptcy exemptions through the bankruptcy. Most of the time, this meeting will be a short and simple procedure where you are asked a few questions about your bankruptcy forms and your financial situation. Occasionally, if complications arise, or if you choose to dispute a debt, you may have to appear before a judge at a hearing. To find the location of the court that serves your area visit the Oklahoma Federal Bankruptcy Court Directory page.
There is no clear answer to this question. Unfortunately, if you are behind on your bills, your credit may already be bad. Bankruptcy will probably not make things any worse. But since bankruptcy wipes out your old debts, you are likely to be in a better position to pay your current bills, and you may be able to get new credit.
Yes, there are several options available. While technically not a credit card you could use a bank or debit card to perform activities for which you normally would use a credit card. You also may be able to keep the credit card you already have if the creditor grants approval. If these options do not work you can get secured credit card which is backed by your own bank account.
Public utilities, such as the electric company, cannot refuse or cut off service because you have filed for bankruptcy. However, the utility can require a deposit for future service and you do have to pay bills which arise after your bankruptcy is filed.
If someone has co-signed a loan with you and you file for bankruptcy, the co-signer may have to pay your debt. Yes, but your spouse will still be liable for any joint debts. If you file together you will be able to double your exemptions. If the spouses have joint debts, the fact that one spouse discharged the debt may show on the other spouses credit report. Can filing bankruptcy stop bill collectors from calling? How long after filing will the creditors stop calling?
Once a creditor or bill collector becomes aware of a filing for bankruptcy protection, it must immediately stop all collection efforts. After you file the bankruptcy petition, the court mails a notice to all the creditors listed in your bankruptcy schedules. This usually takes a couple of weeks. Creditors will also stop calling if you inform them that you filed the bankruptcy petition, and supply them with your case number. In some cases, you or your attorney should contact the creditor immediately upon filing the bankruptcy petition, especially if a lawsuit is pending.
If a creditor continues to use collection tactics once informed of the bankruptcy they may be liable for court sanctions and attorney fees for this conduct. Can I erase my student loans by filing bankruptcy? Generally, student loans are not discharged in bankruptcy. In 11 U. Student loans more than 7 years old used to be dischargeable under certain circumstances, but this provision was removed by an appropriations bill passed in October of Whether an exception applies depends on the facts of the particular case and may also depend on local court decisions.
Even if a student loan falls into one of the two exceptions, discharge of the loan may not be automatic. You may have to file an adversary proceeding in the bankruptcy court to obtain a court order declaring the debt discharged.
If you lived in your current state for more than 91 days but less than two years, you will file in your current state but use the exemptions from where you lived for majority of the day period immediately previous to the 2 year period before you filed. If I am going through a divorce how will my ex-spouse filing bankruptcy affect our divorce settlement? Divorce decrees and separation agreements are covered by 11 U.
Section a This section states that these debts are not dischargeable unless:. A the debtor does not have the ability to pay such debt from income or property of the debtor not reasonably necessary to be expended for the maintenance or support of the debtor or a dependent of the debtor and, if the debtor is engaged in a business, for the payment of expenditures necessary for the continuation, preservation, and operation of such business; or B discharging such debt would result in a benefit to the debtor that outweighs the detrimental consequences to a spouse, former spouse, or child of the debtor.