Required Debtor Education Course. As per the Bankruptcy Abuse Prevention and Consumer Protection Act of (BAPCPA), consumers who would like to receive a discharge of a Chapter 7 or Chapter 13 bankruptcy are required to complete a personal financial management session with an approved counseling agency. Important rules are Bankruptcy Code Sections (a)(11), (d)(3), and (g). Mandatory Court Form: Debtor’s Certification of Completion of Postpetition Instructional Course Concerning Personal Financial Management (B). BE Adviser, LLC. is a leading provider of Debtor Education. Approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider's services. Please Note: The course we offer is Debtor Education which is the second course that is taken after filing.
If you register for a bankruptcy course and subsequently choose to file in a district not served by this agency, your certificate will be invalid and you will not receive a refund from this agency. We understand that you are here because you are currently in bankruptcy proceedings and are required to complete a Personal Financial Management Instructional Course before the bankruptcy can be discharged.
This agency has over twenty-five years of experience helping people with financial problems. Our role is not to be judgmental, but to provide assistance. At the conclusion of this course, you will be provided with a certificate that you will need to prove you have taken the required education. If you are taking this course online, we will send a certificate to you or your attorney no more than one business day after course completion.
The NFCC has high standards for quality credit counseling and financial education, and this agency complies with those standards. We are a non-profit agency. We are organized and operate in accordance with Section c 3 of the Internal Revenue Code.
This course is designed to help improve your personal financial management skills so that you may make better money decisions in the future. It is not intended to take the place of a consultation with an attorney regarding any bankruptcy proceedings, your legal rights and options.
To help cover the cost of providing this session to you, this agency charges a fee. Altenburg, Jr. Honorable Vincent F. Papalia Honorable John K. Sherwood Honorable Jerrold N. Poslusny, Jr. Honorable Stacey L. What does the debtor need to do before filing for bankruptcy?
Who is eligible to file a Chapter 13 case? Where should the petition be filed? What is the fee to file a Chapter 13 petition? What forms must be filed? How many copies of all forms must be filed? How should the forms be completed? What if the debtor must file immediately?
What happens if all required forms are not filed at the time of filing the petition? How should deficient schedules be e:filed? What happens after all required documents are filed? What is the First Meeting of Creditors and how should the debtor prepare for this meeting? What is the Chapter 13 Plan?