At Bacchus Law Group, LLC, you will receive the effective financial solutions you need. Contact our Southeast Louisiana bankruptcy lawyer today for a free consultation. Free Bankruptcy Consultation Your first step in your bankruptcy journey with our office is your free bankruptcy consultation. In this meeting, we will get the necessary information we need in order to give you the best possible advice. We’ll start by determining if bankruptcy is right for you. Call us today for a free consultation () Download Legal Documents, Forms, & Contracts! Choose a Category» Wills & Estate Planning Divorce Contracts Bankruptcy Business Contracts Forming an LLC Home Ownership Loan Agreements Marriage Law Incorporation Law Intellectual Property Employment & HR Landlords & Property Managers Renters.
For over 28 years, our law firm has helped over 7, families file either a chapter 7 or a chapter 13 case. Our Tampa Bay bankruptcy attorneys are compassionate and caring professionals who understand the seriousness of choosing to file bankruptcy.
If you become a client, you will meet with an attorney throughout every stage of the bankruptcy process. Our attorneys will meet with you during your first consultation at the firm as well as throughout every other step of the process. From gathering your information to attending your court appearances, our attorneys will be there to answer your questions.
Our offices have been in the Tampa Bay area since We are a local law firm. Unlike some firms with main offices in other states, we rarely hire someone you have never met to go to court with you. If an attorney is unavailable when you call, our great support staff should be able to assist you. Contact the Law Offices of Robert M. Geller, P. Financial problems rarely come out of the blue.
Most people are aware that they are having difficulties in meeting repayments or servicing a home loan long before the situation reaches crisis point. If you suspect that you are going to be faced with bankruptcy, even if it is just a possibility, early advice from a bankruptcy attorney could help to improve your chances of obtaining the very best possible outcome from the process.
We are one of the local bankruptcy law firms which offer advice and representation for all common forms of bankruptcy arrangements. Chapter 7 bankruptcy is the most common form of bankruptcy for both individuals and businesses. Our Chapter 7 bankruptcy attorneys provide a full suite of Chapter 7 bankruptcy advice, initiation and representation. We provide customized advice which is based on your particular circumstances. Our aim is always to give you the information you need to make the decisions which are right for you.
Should you decide to go ahead with a Chapter 7 bankruptcy, we can represent you at every stage of the process, doing our best to get you a favorable solution. In some situations, a Chapter 13 bankruptcy process may be more suitable. Whichever method of bankruptcy you opt for, we will do our utmost to offer the support and information you need to make the bankruptcy experience as good as it can be.
From our years of experience in the field, we understand how difficult it can be to admit that your financial situation is pretty bad. Go to our bankruptcy screener to see if you're a fit for Upsolve! Take our bankruptcy screener to see if you're a fit for Upsolve's free web app!
Bankruptcy is a legal process in the United States that allows people and companies to totally erase or reduce their debt, depending on the type of bankruptcy. There are two main types of bankruptcy for consumers: Chapter 7 bankruptcy and Chapter 13 bankruptcy. The main type of bankruptcy for businesses is Chapter 11 bankruptcy. The bankruptcy code is federal law. Each year, personal bankruptcy laws help hundreds of thousands of Americans get a fresh start.
Most people file bankruptcy after losing a job, a medical illness, a divorce, or a small business failure. Many people decide to file after experiencing wage garnishment , a debt collection lawsuit, a repossession, or a foreclosure.
The moment someone files bankruptcy , a rule called the automatic stay goes into effect, which temporarily prevents creditors from collecting any debts that a filer owes them. Chapter 7 is the type of bankruptcy typically used by lower-income families with minimal assets to totally erase certain debts, including credit card and medical debt. Chapter 13, more common among homeowners, involves partially repaying creditors over three to five years, while being able to keep more expensive property.
Debt settlement, often referred to as debt relief, involves legally settling a debt for less than you owe and can be done by yourself or with a debt settlement company. Debt consolidation consists of combining your debts into a single loan with a lower interest rate. Credit counseling, also known debt management plans, involves repaying your creditors over time at lower amounts. Each of these options has pros and cons.
None of them involve totally clearing credit card and medical debt. Bankruptcy is a legal process where you fill out several forms about your financial situation, submit those forms to the court, and meet with a court official to review the forms.
The bankruptcy forms that you file are known as your bankruptcy petition. The court official is known as the bankruptcy trustee, and the meeting with the bankruptcy trustee is called the meeting of the creditors. The meeting takes place at the bankruptcy court about one to two months after you file. In a Chapter 13 bankruptcy, the filer proposes a repayment plan based on their ability to repay certain debts. The most expensive bankruptcy costs , if you hire an attorney, are the attorney fees.
In our experience, bankruptcy often helps people with low credit scores below improve their credit scores in the near term. People with higher credit scores often see their credit decrease in the near term. Explaining Life after Bankruptcy Make sure to have your bankruptcy attorney explain to you how your life will be post bankruptcy. Ask questions about getting credit cards, getting a car loan, or getting approved for a home loan. If you would like to schedule a free consultation with a bankruptcy lawyer then contact Shmucher Law PL.
Consultations can take place in any of our office locations, including Boca Raton, Fort Lauderdale, Miami, Plantation, and Sunrise Florida, or on the telephone. Consultations can be schedule for any day of the week with night appointments available on a case-by-case basis. Shmucher Law, PL, a bankruptcy law firm, represents debtors, creditors, and trustees in bankruptcy matters throughout Broward and Miami-Dade counties. During your free bankruptcy consultation Shmucher Law, PL will assist you in: Determining whether you are a Good Candidate for Bankruptcy at all, and if yes which Chapter would be best for you.
Share on Facebook Share.