General Information About the North Carolina Bankruptcy Exemptions North Carolina debtors must use state exemptions because its law does not allow debtors to use the optional federal bankruptcy exemption system. North Carolina also allows exemption "doubling," meaning married persons filing for bankruptcy may each claim their full exemption. U.S. Bankruptcy Court Western District of North Carolina Otis Street, Room Asheville, NC Phone () Below you’ll find North Carolina-specific information on filing for bankruptcy as well as articles on the various North Carolina bankruptcy exemptions. And for in-depth information on bankruptcy law and procedures, visit Nolo’s Bankruptcy Center. Filing Information for North Carolina Filing for Bankruptcy in North Carolina.
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The Statesville division office remains closed until further notice. Petitions may be filed at the Charlotte and Asheville intake counters or deposited in drop boxes available at each location, including Statesville, during the hours of a. The email address is filings ncwb. Payments may be made at the Charlotte office. Any questions about filings or payments should be directed to While sealed envelopes for payment are available at the drop boxes, customers are strongly urged to call the number listed above for instructions on submitting payments.
Please see the General Order issued by the court on June 1, , for additional information. If you need assistance with accessing court documents and are not able, or cannot afford, to use PACER. Court Locations Charlotte. In other words, if you are three or four months behind, then you must pay the back payments which are due in order to reaffirm it. You can selectively reaffirm your debts - you can state that you wish to keep the house and the furniture, but that you want the car and the jewelry to go back to the respective Creditors.
Reaffirmation agreements can be set aside during the earlier of 60 days after the agreement is filed with the Court, or upon the Court's issuance of an Order of Discharge. What can I keep? Is there anything else I can do? This site is for informational purposes only. For legal advice please consult a legal professional. If you have any problems viewing this page please email help northcarolinabankruptcylaw.
North Carolina Bankruptcy Law. The Process. Bankruptcy Court. Which is a better option for you.