Bankruptcy Lawyers In Xenia, Ohio, Can Help You. getting a bankruptcy lawyer involved can help you maximize the benefits afforded to you by the United States Bankruptcy Code. real estate or other financial vehicles might suffer due to a financial crisis, or a supply chain shutdown can cause debt to cascade in times of pandemic (such as. Xenia (ZEE-nee-ə) is a city in and the county seat of Greene County, Ohio, United States. The municipality is located in southwestern Ohio 15 miles (24 km) from Dayton and is part of the Dayton Metropolitan Statistical Area, as well as the Miami Valley region. The name comes from the Greek word Xenia (ξενία), which means "hospitality". Some turn upon state law custom or practice in the community or the provisions provided for in the United States bankruptcy code. Dayton Xenia Rd Suite B Beavercreek, Ohio Phone: Fax: () Sidney Office E. Poplar St., Suite 7 Sidney, Ohio .
The court serves close to six million citizens in the northern 40 counties of the State of Ohio, and has offices in Akron, Canton, Cleveland, Toledo and Youngstown.
For general inquiries, contact the appropriate court location. For inquiries regarding a specific case, contact the assigned case administrator. John F. Courthouse U. Ralph Regula Federal Building and U. Courthouse McKinley Avenue, S. Canton, Ohio Phone: Fax: Weather hotline: Howard M. Metzenbaum U. James M. Ashley and Thomas W. Ashley U. Nathaniel R.
Skip to main content. Sell, Clerk of Court. Search form. Text Size: Decrease font size Reset font size Increase font size. Many times these prior notions of bankruptcy are not the only concern. These feelings are often reinforced by creditors making collection calls. The idea of filing bankruptcy may be difficult for a client to accept at first. Most of my clients in the Dayton Ohio and surrounding areas have exhausted all other remedies before seeing me. Bankruptcy is your right under the law.
Bankruptcy was originally laid out in the United States Constitution and intended to provide a fresh start for those precisely in your situation. Donald Trump, Jerry Lewis, Mickey Rooney, and the scores of millionaire athletes that have filed bankruptcy have all made fresh starts after their filing.
The stigma of bankruptcy is generally a creation of the creditors to induce payments by a debtor. Bankruptcy filings are generally not publicized the newspapers or elsewhere but are a matter of public record. However, bankruptcy is not a step to be taken lightly in the alternatives to bankruptcy must be fully explained. Our office, and myself personally, will explain all of your options including not filing for bankruptcy.
Each type of bankruptcy, or chapter, has different requirements and involves a different process. It is important to understand your options and determine which chapter best fits your needs. We help you choose the right debt relief plan for your circumstances and guide you through each step of the process.
If you have unsecured debt such as credit card debt, medical bills or deficiency balances due to auto repossession, Chapter 7 may be the right option for you.
It is often referred to as straight bankruptcy and involves the elimination of eligible debts. Chapter 7 is especially effective for anyone who has minimal assets but a significant amount of debt. All of your non-exempt property is converted into cash by a bankruptcy trustee who then distributes it to your creditors.
Within approximately four months you should receive a discharge of all eligible debts. Chapter 13 is also known as reorganization bankruptcy. It may be right for you if you have non-exempt property that you would like to keep and a reliable income that will enable you to meet your daily expenses while paying off your debt. Filing for Chapter 13 stops foreclosure actions and may enable you to refinance your vehicle. This makes it an excellent option for qualified individuals interested in saving their home or car.
Under Chapter 13, you create a court-approved three- to five-year debt payment plan based on your income. Your debts are consolidated into one payment you make to a Chapter 13 trustee who then disburses individual payments to each of your creditors. Call us at