() Firestone Blvd, Norwalk, CA | Map 3. Bayer Wishman & Leotta, Valley Bankruptcy Lawyers. Bankruptcy Lawyers In Norwalk, California, Can Help You If you're experiencing severe financial difficulties, bankruptcy can provide a path to debt relief and help you get a fresh start. Whether you are just starting to consider bankruptcy or have already filed, getting a bankruptcy lawyer involved can help you maximize the benefits afforded to. Aug 29, · In , he filed for Chapter 7 bankruptcy, according to court records. On Wednesday, Giordano turned himself in at the Norwalk Police Department. He was charged with third-degree larceny.
We can step in to handle your debts for you, giving you the peace of mind and breathing room that you need. Our expert team is on hand to evaluate your case for free. Norwalk — Imperial Sq. Office Park E. Ontario — Ontario Exec. Palmdale E. Imperial Highway Suite A Call us for a Free Consultation Free Consultation Choose the Southern California location closest to you. Ontario - Ontario Exec. Center Ontario — Ontario Exec. Center Inland Empire Blvd Suite Torrance W Carson Street, Suite Palmdale Palmdale E.
Palmdale Blvd Suite B. This means that you gave that creditor a mortgage on the home or put your other property up as collateral for the debt. Bankruptcy does not make these security interests go away. There are several ways that you can keep collateral or mortgaged property after you file bankruptcy. You can agree to keep making your payments on the debt until it is paid in full. Or you can pay the creditor the amount that the property you want to keep is worth.
In some cases involving fraud or other improper conduct by the creditor, you may be able to challenge the debt. If you put up your household goods as collateral for a loan other than a loan to purchase the goods , you can usually keep your property without making any more payments on that debt. Many people believe they cannot own anything for a period of time after filing for bankruptcy.
This is not true. You can keep your exempt property and anything you obtain after the bankruptcy is filed. However, if you receive an inheritance, a property settlement, or life insurance benefits within days after your bankruptcy, that money or property may have to be paid to your creditors if the property or money is not exempt.
You can also keep any property covered by California bankruptcy exemptions through the bankruptcy. Most of the time, this meeting will be a short and simple procedure where you are asked a few questions about your bankruptcy forms and your financial situation. Occasionally, if complications arise, or if you choose to dispute a debt, you may have to appear before a judge at a hearing. To find the location of the court that serves your area visit the California Federal Bankruptcy Court Directory page.
There is no clear answer to this question. Unfortunately, if you are behind on your bills, your credit may already be bad.
Bankruptcy will probably not make things any worse. But since bankruptcy wipes out your old debts, you are likely to be in a better position to pay your current bills, and you may be able to get new credit. Yes, there are several options available. While technically not a credit card you could use a bank or debit card to perform activities for which you normally would use a credit card. You also may be able to keep the credit card you already have if the creditor grants approval.
If these options do not work you can get secured credit card which is backed by your own bank account. Public utilities, such as the electric company, cannot refuse or cut off service because you have filed for bankruptcy.
However, the utility can require a deposit for future service and you do have to pay bills which arise after your bankruptcy is filed. If someone has co-signed a loan with you and you file for bankruptcy, the co-signer may have to pay your debt.
Yes, but your spouse will still be liable for any joint debts. If you file together you will be able to double your exemptions. If the spouses have joint debts, the fact that one spouse discharged the debt may show on the other spouses credit report. Can filing bankruptcy stop bill collectors from calling? How long after filing will the creditors stop calling?
Once a creditor or bill collector becomes aware of a filing for bankruptcy protection, it must immediately stop all collection efforts. After you file the bankruptcy petition, the court mails a notice to all the creditors listed in your bankruptcy schedules. This usually takes a couple of weeks. Creditors will also stop calling if you inform them that you filed the bankruptcy petition, and supply them with your case number.
In some cases, you or your attorney should contact the creditor immediately upon filing the bankruptcy petition, especially if a lawsuit is pending. If a creditor continues to use collection tactics once informed of the bankruptcy they may be liable for court sanctions and attorney fees for this conduct. Can I erase my student loans by filing bankruptcy? Generally, student loans are not discharged in bankruptcy.
In 11 U. Student loans more than 7 years old used to be dischargeable under certain circumstances, but this provision was removed by an appropriations bill passed in October of