Apr 27, · Options for an unsecured $5, loan with a good credit rating. People who don't have a bad credit history are likely to be eligible for a loan from a bank, credit union or standalone lender at a. Aug 13, · Bankruptcy threshold of $ is a ticking time bomb for home owners. By Elizabeth Minter. August 13, — pm. arrears on a personal loan Author: Elizabeth Minter. Apr 27, · Typically, lenders ask to see proof of income, bank statements and a valid photo ID when you apply for a $5, loan. Sign and submit your agreement. Carefully read your loan’s terms and conditions before signing anything. Get your funds. Most lenders offering this amount can send it to your bank account as soon as one business day.